Reasons Why We Buying A Travel Insurance Cover

Reasons for buying a travel insurance cover

Tragedies attack anytime of the day even when one is travelling. That is why it is very important to make sure that one buys a travel insurance cover so as to cater for all the expenses that one may encounter in the course of the journey. There are very many travel insurance companies in town who offer the cover and therefore all you need to do is choose the one that best suits you. Travel insurance is very beneficial, as it saves you a great deal of money which you may lose when on transit and therefore, below are some of the reasons why you should think of buying the cover.

To cover for the travel delays and cancellation expenses

Cancellation of flights or subways is a normal occurrence. This may be caused by a host of factors in play be it bad weather, terrorism threats and technical reasons among others. This in turn leads to massive losses as people must find food and accommodations for the extra days that their travel has been cancelled or delayed. However, travel insurance caters for all the expenses that you may suffer. This in turn saves you large sums of money as your travel insurance company will pay all those expenses. You don?t have to pay unplanned bills while you have a travel cover.

To coverfor medical expenses when you are travelling

Diseases are not programmed in any way, they attack anytime and anywhere. This therefore means that it can attack while you are travelling and you are in foreign soil. This therefore means that your medical insurance may not be in action as you will be out of the country. However in case you have bought a travel insurance cover, your travel insurance cover will be responsible for all the hospital bills that you will encounter. Hospital bills may be very high in a foreign land and therefore, taking travel is a wise decision to take as it helps you save your money and adequately prepare for the worst while on transit.

To cover for expenses in case of accidents

Whenever you are travelling, most of the times you do so with your luggage which may have your belongings which may run into millions of shillings. These luggage may be displaced or mistakenly get lost while on transit which means losing large amounts of your money or belongings. In addition, even if the luggage may be misplaced, you will need to pay a fee to the airport or subway so that they can send your luggage back. However, in case you have a cover, your insurance company will be responsible for paying the fees or paying back the sums of money that you may have lost by losing your luggage while on transit.